Financial Wellness

70 Percent of 401(k) Plans Offer This Key Feature

We're told we're supposed to save diligently for retirement during our working years, and socking away funds in a 401(k) is a great way to do so. If your employer offers a 401(k) plan, you can consider yourself lucky. And if that 401(k) comes with a Roth savings option, consider yourself even luckier.
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From pride to fabulous: LGBT financial priorities

While many in the LGBTQ+ community do extremely well for themselves, a large number struggle for basic things like housing and food. Wherever you stand – it is important to be proactive and take steps to make smarter financial decisions.
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Protect your future, plan for your legacy

Financial planning is important throughout your life. Making sure you have basic protections in place, such as any life, health-related and disability insurance, to protect your assets is essential.
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Are your bank deposits insured?

During the Great Depression, panicky Americans converted deposits into currency and thousands of banks that could not meet withdrawal demands were forced to close. When the banks closed, depositors ended up losing all of their savings. Consequently, President Franklin Roosevelt signed the Banking Act of 1933, which created the Federal Deposit Insurance Corporation (FDIC).
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How to save money

If saving money were a total breeze, perhaps people would do a better job of it. Unfortunately, a large percentage of Americans are glaringly behind on both near-term savings and retirement savings. If you've been slacking on the savings front, or have been making an earnest effort to save but find that you're still falling short, you're not alone.
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Establishing good money habits video

No matter what you are seeking in life, establishing good spending and savings habits is the key to achieving your goals and to help better your overall financial wellness.
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How to improve your finances on a low income

Improving your financial situation is hard for anybody. It can be even more difficult if you have less to work with.
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8 reasons to save in a 401(k) and why it matters

Most of us could improve our financial lives and could use a little help. Saving for retirement is no different. Gone are the days of secured retirement as more employers are phasing out of traditional pensions and replacing with the 401(k).1
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Your retirement, reimagined: refine your vision with professional financial guidance

Of all of the stages in life, this one uniquely belongs to you. Now it’s your time to shine, refine and align your vision so you can feel good about retiring.
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Five-point 401(k) checklist: creating a healthy account

Can you believe over 52 million Americans have over 4 trillion dollars invested in 401(k) accounts? While most understand the mechanics behind the 401(k) – allowing workers to save and invest a portion of their paycheck before taxes are taken out – many are not aware that there are things to think about regarding maximizing your account’s financial security.
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Suddenly, everything changes. Are you protected?

When you are healthy and moving along in your life, you often don’t think what could happen – if something were to happen to you. No one expects an illness or an accident to occur, but when it does – how long could you continue paying your bills without exhausting your assets or going into substantial debt?
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Ways to keep your adult child from ruining your retirement savings

The last thing a parent wants to do is see his or her child — no matter the age — go without.
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Student Loans: top things to know before you (or your kids) go into debt

Debt is a reality for the majority of college graduates.
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How to Manage Debt (and Still Have Fun)

Yes, it’s true: spending money is fun. Buying a new TV, treating yourself to a massage, taking a vacation—all of these things can feel, well, awesome. Especially when you’re rewarding yourself for the hard work you do. But going into debt to be good to yourself? That takes a little of the shine off the experience, doesn’t it? Fortunately, it’s possible to enjoy life and manage debt, at the same time!
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7 questions to ask yourself before applying for another credit card

Opening a new credit card can increase your credit score, provide you with extra perks and rewards, decrease your interest rates, and give you a back-up in case of financial emergencies.
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Never put these expenses on a credit card

Credit cards can't be more convenient. Any time you want to pay for something, you can whip out that piece of plastic.
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5 credit tips for new college grads

Congratulations! You made it through college armed with a degree, and hopefully a job.
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5 easy ways to get an excellent credit score

Getting an excellent credit score may be easier than you think. Here are 5 easy ways for you to increase your credit score:
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3 ways family can help build your credit

Whether you're just starting out in the credit game or looking to rebuild after you've made some mistakes, building your credit is one of the best things you can do for your financial future.
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Your 2018 Guide to Long-Term Care Insurance

Did you know that Medicare typically doesn't cover nursing home stays or in-home health services?
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What counts as a real financial emergency and what if you can’t cover the expense?

So what really counts as an emergency? When life catches you off guard, ask yourself if the expense is really unexpected, necessary or urgent before dipping into your emergency savings fund
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Strategies to deal with life's surprises

An emergency savings fund isn’t just a little extra money for someday. The savings can be a lifeline when you experience an unplanned life event, such as a job loss, divorce, accident or illness.
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How to turn your passions Into retirement income

Look for a part-time job that offers the chance to engage with your hobbies and passions on a more regular basis
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