Financial Wellness

5 tips to take your holiday spending from frightening to affordable

Is your holiday spending budget in place? If you’re like most American retail shoppers, it may be far more than you anticipate. No matter your income level or budget, the following steps can help you put a plan in place now to curb unanticipated spending and avoid adding new debt this holiday season.
Read More

Here's how to stop overspending when hanging out with friends

Nearly 40% of Millennials overspend¹ to keep up with friends. And two-thirds of them feel buyer’s remorse after spending more than they had planned to on a social situation. Apparently, regardless of generation and/or net income, the temptation to overspend in an effort to keep up with our friends and their spending habits is common to all of us. No doubt, many of you have felt the same temptation in your own life. So how do you overcome this?
Read More

10 ways to save more with minimal effort

Saving money can be challenging. Fortunately, there are many ways to save more. The following tips don’t require much effort at all so you can build an emergency fund without even really trying.
Read More

Parents should follow their smart financial advice — not just give it to their kids

Before parents tell their kids how they should plan for the future, they should be prepared with solid advice—advice they’ve incorporated into their own financial planning, regardless of which life stage they’re in.
Read More

8 reasons to save in a 401(k) and why it matters

Most of us could improve our financial lives and could use a little help. Saving for retirement is no different. Gone are the days of secured retirement as more employers are phasing out of traditional pensions and replacing with the 401(k).1
Read More

Imagine your best retirement

Now that we are working adults, retirement, like waiting for adulthood, may seem far off into the future but looking back we can see it came all too fast. Below are a couple thought-starters on what your best retirement could look like.
Read More

Your retirement, reimagined: refine your vision with professional financial guidance

Of all of the stages in life, this one uniquely belongs to you. Now it’s your time to shine, refine and align your vision so you can feel good about retiring.
Read More

Guide to 401(k) and IRA Rollovers

When you switch jobs, one key task is transferring your regular 401(k), Roth 401(k) or another tax-advantaged retirement plan. Here's what to consider.
Read More

Five-point 401(k) checklist: creating a healthy account

Can you believe over 52 million Americans have over 4 trillion dollars invested in 401(k) accounts? While most understand the mechanics behind the 401(k) – allowing workers to save and invest a portion of their paycheck before taxes are taken out – many are not aware that there are things to think about regarding maximizing your account’s financial security.
Read More

Suddenly, everything changes. Are you protected?

When you are healthy and moving along in your life, you often don’t think what could happen – if something were to happen to you. No one expects an illness or an accident to occur, but when it does – how long could you continue paying your bills without exhausting your assets or going into substantial debt?
Read More

Protect your future, plan for your legacy

Financial planning is important throughout your life. Making sure you have basic protections in place, such as any life, health-related and disability insurance, to protect your assets is essential.
Read More

Are you underestimating your need for disability insurance?

If you underestimate your risk of disability, you're not alone ... only 10% of individuals accurately estimate their chance of disability. Here's a deep dive into disability insurance policies for three distinct groups of people: those covered by an employer group plan, self-employed people or those not covered through an employer, and stay-at-home parents.
Read More

Ways to keep your adult child from ruining your retirement savings

The last thing a parent wants to do is see his or her child — no matter the age — go without.
Read More

Infographic: Managing debt throughout your life

Here's a look at how debt changes throughout your life.
Read More

3 ways family can help build your credit

Whether you're just starting out in the credit game or looking to rebuild after you've made some mistakes, building your credit is one of the best things you can do for your financial future.
Read More

5 easy ways to get an excellent credit score

Getting an excellent credit score may be easier than you think. Here are 5 easy ways for you to increase your credit score:
Read More

Never put these expenses on a credit card

Credit cards can't be more convenient. Any time you want to pay for something, you can whip out that piece of plastic.
Read More

7 questions to ask yourself before applying for another credit card

Opening a new credit card can increase your credit score, provide you with extra perks and rewards, decrease your interest rates, and give you a back-up in case of financial emergencies.
Read More

5 credit tips for new college grads

Congratulations! You made it through college armed with a degree, and hopefully a job.
Read More

Strategies to deal with life's surprises

An emergency savings fund isn’t just a little extra money for someday. The savings can be a lifeline when you experience an unplanned life event, such as a job loss, divorce, accident or illness.
Read More

Why have an emergency savings fund?

Because, life happens. You deserve to feel good about your finances, even when life catches you off-guard.
Read More

What counts as a real financial emergency and what if you can’t cover the expense?

So what really counts as an emergency? When life catches you off guard, ask yourself if the expense is really unexpected, necessary or urgent before dipping into your emergency savings fund
Read More

Your 2018 Guide to Long-Term Care Insurance

Did you know that Medicare typically doesn't cover nursing home stays or in-home health services?
Read More

How to turn your passions Into retirement income

Look for a part-time job that offers the chance to engage with your hobbies and passions on a more regular basis
Read More

Pages