Financial Wellness
Opening a new credit card can increase your credit score, provide you with extra perks and rewards, decrease your interest rates, and give you a back-up in case of financial emergencies.
Congratulations! You made it through college armed with a degree, and hopefully a job.
An emergency savings fund isn’t just a little extra money for someday. The savings can be a lifeline when you experience an unplanned life event, such as a job loss, divorce, accident or illness.
Because, life happens. You deserve to feel good about your finances, even when life catches you off-guard.
So what really counts as an emergency? When life catches you off guard, ask yourself if the expense is really unexpected, necessary or urgent before dipping into your emergency savings fund
Did you know that Medicare typically doesn't cover nursing home stays or in-home health services?
Look for a part-time job that offers the chance to engage with your hobbies and passions on a more regular basis
If you want to retire comfortably, it’s important to know where you stand with your finances.
Baby Boomers as a generation have set the trend for a lot of things over the years, from the feminist movement to minivans and Saturday morning soccer games.
Life insurance can help you manage what’s unpredictable while you save for your future and after you retire. And depending on your personal situation, there are ways to use life insurance that you may not have considered.
Living to be 80 or 90 years old was once considered an anomaly.
As 2017 comes to a close, it’s a great time to evaluate your financial picture for the year ahead. Here are some things to consider during the final stretch of the year.
The special needs community represents one of the largest demographics in the U.S., yet they are often overlooked and under served. Voya Cares can help.
As you approach and enter retirement, make sure you know what to do and when to do it.
Is it time to start making catch up contributions? Read this article to learn more.
Getting to where you want to go will depend on the choices you make today. While we know you are likely doing what you can now to save, you have many priorities competing for your money. Taking the appropriate steps now may help set you up for a better financial situation later.
The way we spend money is very similar to the way we eat food. If something looks appetizing, we consume. Sometimes we can go overboard and indulge too much. That’s when the unhealthy aspect kicks in. As it pertains to food, you begin to gain additional weight – financially, the additional expenses that you’ve created for yourself begin to weigh heavily on you. When that happens, then it may be time to shed some pounds to get back on the right financial track.
When you imagine your financial future, what do you see? No more credit card debt? A larger nest egg? Finally having some spending cash? To make that vision a reality, you need a plan.
Yes, it’s true: spending money is fun. Buying a new TV, treating yourself to a massage, taking a vacation—all of these things can feel, well, awesome. Especially when you’re rewarding yourself for the hard work you do. But going into debt to be good to yourself? That takes a little of the shine off the experience, doesn’t it? Fortunately, it’s possible to enjoy life and manage debt, at the same time!