Retirement

Not sure how much to contribute to your 401(k)? Try this.

Setting up your 401(k) contributions isn't rocket science, though it can feel that way, especially to those who aren't sure how much retirement will cost. There isn't a universal magic number, but there are a few pretty simple strategies you can use to come up with your retirement savings number right now.
Read More

Hands down, this is the first investment you should make

Investing can help you become a millionaire over time, even if you're starting from scratch.
Read More

10 reasons to save now, so you can retire well later

Retirement will come, the question is will you be ready? The choices you make about your contributions and investments are up to you. Here is why it is essential to jump start your savings so you can retire well.
Read More

Does my Social Security go on my tax return?

Nobody likes to pay taxes, but it's especially hard for older Americans to deal with an unexpected tax bill. Given how many people live primarily on fixed incomes from Social Security and other sources, many don't have much extra cash to pay any more than absolutely necessary to the IRS.
Read More

The SECURE Act Key Changes and FAQs

These FAQs provide a summary of some of the changes within the SECURE Act. Several of these provisions will require interpretation from the IRS and other agencies. As with all financial matters, you should contact tax and financial professionals as it relates to your own personal circumstances.
Read More

Uncle Sam Makes Retirement Planning, Saving Easier With 6 Key Reforms

6 Key reforms may help make retirement planning and saving a little easier.
Read More

Why your 401(k) is more important than you think

If you are contributing to a 401(k) plan, you probably enjoy seeing those savings increase each year. When you change jobs, you may think of that money as a way to pay moving expenses and other costs connected to starting a new position. Or, you may think of the account as a way to save for a house or another large purchase, or to borrow money for your child's education.
Read More

3 ways to make early retirement a reality

There's a burgeoning movement spearheaded by millennials called FIRE, which stands for Financial Independence, Retire Early. In numerous blogs, FIRE proponents share stories about retiring in their 30s and the ways to achieve it. Country living, simplicity, leisure, freedom -- here we come.
Read More

Traditional IRA vs. Roth IRA vs. 401k

A key component in this plan is having the money to live an enjoyable life. But picking the right retirement plan can be confusing. In this post, we aim to simplify things and help you make a more informed choice.
Read More

3 ways your office 401(k) gives you more money than you realize

Saving for retirement doesn't have to be a daunting task. In fact, one of experts' most-recommended retirement accounts can make saving virtually effortless.
Read More

3 reasons to start saving for retirement now

If you’re decades away from retirement, you may not think it’s necessary to start saving yet as your money can be better spent elsewhere.
Read More

Employer matching, vesting, and your 401(k): what you need to know

Matching is a terrific benefit, and approximately 92% of companies that offer 401(k) plans provide a match. To make the most of your employer match, you need to understand when the funds legally become yours, through vesting.
Read More

How this simple mind trick can help you save more for retirement

While saving for the future isn't easy, there is a simple trick that can help you save more.
Read More

Imagine your best retirement

Now that we are working adults, retirement, like waiting for adulthood, may seem far off into the future but looking back we can see it came all too fast. Below are a couple thought-starters on what your best retirement could look like.
Read More

Approaching retirement

Do you have a set age in mind at which you want to retire? Are you just going to wait until you are in line for full Social Security benefits? Or are you going to make a decision based on your asset level and what that means for your retirement status?
Read More

Why you should pay off these 3 debts before you retire

Retirement should be a time to kick back and relax, whether that means traveling the world or staying at home to play with the grandkids. Unfortunately, far too many seniors are spending their golden years worried about their finances-- and debt is a big reason why.
Read More

Pages