Retirement

While saving for the future isn't easy, there is a simple trick that can help you save more.

Do you have a set age in mind at which you want to retire? Are you just going to wait until you are in line for full Social Security benefits? Or are you going to make a decision based on your asset level and what that means for your retirement status?

Now that we are working adults, retirement, like waiting for adulthood, may seem far off into the future but looking back we can see it came all too fast. Below are a couple thought-starters on what your best retirement could look like.

Have you found yourself in this situation? You’ve changed jobs a few times, and have money in your former employers’ retirement plans.

We repeatedly are told to prepare for retirement during our working years.

The purpose of a 401(k) is to provide retirement income, so the last thing you ever want to do is access that money while you're still working. But if times get tough and you grow desperate for cash, you might be tempted to tap that account early and access the money that's technically yours.

Why Living Longer Means You Have to Save That Much Harder

Review the new COLA savings limits for 2018

For 2018, the basic structure of Social Security is the same in terms of how workers are taxed and how benefits are calculated and paid.

If ‘save more for retirement’ is on your list of New Year’s resolutions, there’s good news for you in 2018.

Getting to where you want to go will depend on the choices you make today. While we know you are likely doing what you can now to save, you have many priorities competing for your money. Taking the appropriate steps now may help set you up for a better financial situation later.