Retirement

A retirement checklist: 8 steps to take now

The following steps can help you understand what you should consider as you plan for retirement.
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Inherited an IRA? Understand your distribution options

If you inherit an IRA, you must follow the timing rules for withdrawing money from the IRA or face a stiff penalty. Read further to learn more about your options.
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Combining your retirement savings into the plan

Have you found yourself in this situation? You’ve changed jobs a few times, and have money in your former employers’ retirement plans.
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4 tips that’ll save your retirement

We repeatedly are told to prepare for retirement during our working years.
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What happens if I take an early 401(k) withdrawal?

The purpose of a 401(k) is to provide retirement income, so the last thing you ever want to do is access that money while you're still working. But if times get tough and you grow desperate for cash, you might be tempted to tap that account early and access the money that's technically yours.
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Retirement planning for women

Why Living Longer Means You Have to Save That Much Harder
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2018 cost of living adjustments (COLA) savings limit

Review the new COLA savings limits for 2018
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8 changes to Social Security in 2018

For 2018, the basic structure of Social Security is the same in terms of how workers are taxed and how benefits are calculated and paid.
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Save more this year with 2018 contribution limit increases

If ‘save more for retirement’ is on your list of New Year’s resolutions, there’s good news for you in 2018.
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Imagine your best retirement

Getting to where you want to go will depend on the choices you make today. While we know you are likely doing what you can now to save, you have many priorities competing for your money. Taking the appropriate steps now may help set you up for a better financial situation later.
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Pension or lump sum? Compare payouts and options before you decide

About half of pension plan participants can choose to take their money in a lump sum when they retire. If you have that choice or are offered a buyout, what’s your best option?
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How to ‘save like a girl’ and close the retirement savings gap

Olympic Gold Medalist, Mia Hamm once said: “my coach said I run like a girl. I said if he ran a little faster, he could too.” With that simple statement, she redefined the word “girl” to mean something more encouraging and inspiring than its historical connotation.
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5 questions you need to ask about your new employer's 401(k)

You're interviewing for a new job, and you ask whether the company offers a retirement account. The employer says yes, and you move on to other topics. When you accept the job, you enroll in the retirement account and begin making contributions, but later on, you're disappointed by your savings.
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5 ways to maximize your retirement contributions

What does your ideal retirement look like? Living in a tiny place and eating the senior special at 4:30 p.m. every day, or having a comfortable home and eating dinner whenever you want? You can create the easygoing retirement of your dreams if you know how to take full advantage of the perks available within your tax-advantaged retirement plans.
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What you need to know about your retirement forecast

Is your retirement forecast rainy or sunny? Do you see a green light on your road to retirement or are you stopped by a red light? Is your projected retirement age older than you’d like?
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Will my retirement fund withdrawals affect my Social Security benefits?

Social Security provides a guaranteed source of income in retirement, but what many don't realize is that you're not guaranteed to keep it all. Some retirees owe taxes on their Social Security benefits, but it all depends on your income. Here's a closer look at how your retirement fund withdrawals play into all of this.
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