So what really counts as an emergency? When life catches you off guard, ask yourself if the expense is really unexpected, necessary or urgent before dipping into your emergency savings fund

Can you believe over 52 million Americans have over 4 trillion dollars invested in 401(k) accounts? While most understand the mechanics behind the 401(k) – allowing workers to save and invest a portion of their paycheck before taxes are taken out – many are not aware that there are things to think about regarding maximizing your account’s financial security.

Did you know that Medicare typically doesn't cover nursing home stays or in-home health services?

When you switch jobs, one key task is transferring your regular 401(k), Roth 401(k) or another tax-advantaged retirement plan. Here's what to consider.

The way we spend money is very similar to the way we eat food. If something looks appetizing, we consume. Sometimes we can go overboard and indulge too much. That’s when the unhealthy aspect kicks in. As it pertains to food, you begin to gain additional weight – financially, the additional expenses that you’ve created for yourself begin to weigh heavily on you. When that happens, then it may be time to shed some pounds to get back on the right financial track.

Opening a new credit card can increase your credit score, provide you with extra perks and rewards, decrease your interest rates, and give you a back-up in case of financial emergencies.

Getting an excellent credit score may be easier than you think. Here are 5 easy ways for you to increase your credit score: