The advantage of accumulating after-tax assets in a retirement account is that when they are distributed, the amounts will be tax- and penalty-free. However, this benefit is realized only if the necessary steps are taken.

Saving for retirement would be a lot less complicated if we could rely on a standard rule, like saving 10% of our annual income, but unfortunately, it's not that simple.

It’s a new year with transformations to both Traditional IRAs and Roth IRA contribution, income and deductible limits, tax treatments and rules. Now is a good time to familiarize yourself with these reforms and evaluate your retirement savings and tax strategies. This list is not exhaustive and the complexity for each is too much to cover here. It is for this reason, Voya recommends you consult a tax professional to discuss these changes to IRAs and its impact to your specific situation.

If you ever find yourself having to consider a hardship withdrawal from your retirement account, here's some important information to be armed with to help you make the right choices.

Do you know what a 529 plan is? Do you know how to use it?

Building a healthier financial life, means striking a balance between living for today, while preparing for tomorrow. 

We are constantly trying to keep up with someone else. But when it comes to saving money, how much should you actually be saving?

Did you know that Social Security offers family members survivor benefits? Learn more about this valuable feature.

Learn to use a HSA to your benefit by understanding how it is here to help you.