The start of a new year is an exciting time, and many people think about ways to improve their financial health and habits.

Although 2020 brought along many challenges, we encountered lasting lessons that may help provide a roadmap for the future, and many of these insights came from new financial realities.

Most of us want to save time and money throughout the day. Whether your schedule is jam-packed or you just wish there were a few more hours in the day, being able to do less on your own and still get things accomplished probably sounds nice.