Getting an excellent credit score may be easier than you think. Here are 5 easy ways for you to increase your credit score:

Congratulations! You made it through college armed with a degree, and hopefully a job.

Credit cards can't be more convenient. Any time you want to pay for something, you can whip out that piece of plastic.

Opening a new credit card can increase your credit score, provide you with extra perks and rewards, decrease your interest rates, and give you a back-up in case of financial emergencies.