There's a burgeoning movement spearheaded by millennials called FIRE, which stands for Financial Independence, Retire Early. In numerous blogs, FIRE proponents share stories about retiring in their 30s and the ways to achieve it. Country living, simplicity, leisure, freedom -- here we come.
Managing finances properly takes planning and commitment, but sometimes we need an extra push to really cut costs. If you’re drowning in debt or struggling with living paycheck to paycheck, you might be in need of a drastic change.
A note from Voya: Due to the fear of stereotypes and social stigmas, many caregivers remain silent on the issues they face, with only 56% speaking to their supervisor about their responsibilities.¹ We recently conducted a study to dive deeper into the challenges and concerns of America’s silent workforce and, as the article below highlights, how many caregivers – especially millennials – are feeling unsupported in the workplace. Learn more about what employers can do to help.
Unless you can buy a house entirely in cash, finding the right house is only half the battle. The other half is choosing the best type of mortgage. Since you'll likely be paying back your mortgage over a long period of time, it's important to find a loan that meets your needs and your budget. When you borrow money from a lender, you're making a legal agreement to repay that loan over a set amount of time – with interest.