E.g., 01/26/2021
E.g., 01/26/2021
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  | Spending & Budgeting

How to choose the best mortgage

Unless you can buy a house entirely in cash, finding the right house is only half the battle. The other half is choosing the best type of mortgage. Since you'll likely be paying back your mortgage over a long period of time, it's important to find a loan that meets your needs and your budget. When you borrow money from a lender, you're making a legal agreement to repay that loan over a set amount of time – with interest.
According to the 2020 Insurance Barometer study, interest in life insurance is at an all-time high.¹ With COVID-19 a likely motivator, employees are looking for more information on how to get life insurance through their employer as part of their benefits package.
The way we spend money is very similar to the way we eat food. If something looks appetizing, we consume. Sometimes we can go overboard and indulge too much. That’s when the unhealthy aspect kicks in. As it pertains to food, you begin to gain additional weight – financially, the additional expenses that you’ve created for yourself begin to weigh heavily on you. When that happens, then it may be time to shed some pounds to get back on the right financial track.
  | Investing

This year, give savings (not stuff)

The holidays are just around the corner, and if you have kids, grandkids, nieces or nephews, you’re probably racking your brain trying to figure out the perfect gift.

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