Health Savings Accounts (HSAs) were established in 2003, as part of the Medicare Prescription Drug, Improvement, and Modernization Act, and have since become an increasingly popular option for consumers and employers seeking to manage their healthcare costs.

Because we all age, it is essential that everyone consider the impact of future healthcare costs on their finances.

Financial planning is important throughout your life. Making sure you have basic protections in place, such as any life, health-related and disability insurance, to protect your assets is essential.

As the cost of health care continues its upward march, insurers continue to raise premiums and shift a larger share of the bill to consumers.