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E.g., 06/27/2022
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Estate planning is an extremely personal process, not a one-size-fits-all endeavor. When an individual has no close relatives (other than perhaps a spouse), the decisions required to prepare an estate plan can sometimes feel overwhelming.
After a lifetime of hard work, you’ve earned your retirement—and all the benefits that come with it, including Social Security. But if you’re retiring before your full retirement age and have other sources of retirement income, you may want to put off applying for your Social Security benefits. Here’s why.
Having life insurance when you’re a caregiver can be a beneficial piece of long-term planning when it comes to the anticipated continued care of your loved one with special needs. Giving them the care and support they deserve is a lifelong commitment, so putting some safety nets in place can be that much more important — and complex.

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