Spending & Budgeting

Preparing for the unknown may seem like a daunting task now but has the potential to help you in the future.

Generation X, those people who weren’t born in time to be Baby Boomers but came along before Millennials were invented, are now in their 40s and 50s and ready to consider their retirement concerns.

Managing finances properly takes planning and commitment, but sometimes we need an extra push to really cut costs. If you’re drowning in debt or struggling with living paycheck to paycheck, you might be in need of a drastic change.

Unless you can buy a house entirely in cash, finding the right house is only half the battle. The other half is choosing the best type of mortgage. Since you'll likely be paying back your mortgage over a long period of time, it's important to find a loan that meets your needs and your budget. When you borrow money from a lender, you're making a legal agreement to repay that loan over a set amount of time – with interest.

Because, life happens. You deserve to feel good about your finances, even when life catches you off-guard.

Here's a look at how debt changes throughout your life.

Experts often suggest to have six months worth of expenses readily accessible to cover unforeseen costs. Consider maximizing your emergency savings with these five tips.

January is a good time to kick start some habits that will up your money game and help you reach your goals, whether you want to build an emergency fund or save for the next big vacation. Try these strategies to set yourself up for success.

Nearly 40% of Millennials overspend¹ to keep up with friends. And two-thirds of them feel buyer’s remorse after spending more than they had planned to on a social situation. Apparently, regardless of generation and/or net income, the temptation to overspend in an effort to keep up with our friends and their spending habits is common to all of us. No doubt, many of you have felt the same temptation in your own life. So how do you overcome this?

Is your holiday spending budget in place? If you’re like most American retail shoppers, it may be far more than you anticipate. No matter your income level or budget, the following steps can help you put a plan in place now to curb unanticipated spending and avoid adding new debt this holiday season.

Saving money can be challenging. Fortunately, there are many ways to save more. The following tips don’t require much effort at all so you can build an emergency fund without even really trying.

Last summer, parents of college students said they planned to spend just 48% of their back-to-school shopping budgets in brick-and-mortar stores, according to Deloitte's annual Back-to-College survey.

Moving ranks number three in life stressors, right up there after death and divorce.

Saving money is a big goal for all of us. So in a single-parent family, when one parent bears the responsibility of raising kids and making financial ends meet, saving for something like your own retirement might be further down the priority list compared to your other financial goals.

Any experienced parent will tell you that you’re never done “raising” your kids.

Vacations are about more than sleeping in. They give us a chance to explore new things, bond with our families, and take a much-needed break from work.

Building a healthier financial life, means striking a balance between living for today, while preparing financially for tomorrow.

Building a healthier financial life, means striking a balance between living for today, while preparing for tomorrow.