Spending & Budgeting

If saving money were a total breeze, perhaps people would do a better job of it. Unfortunately, a large percentage of Americans are glaringly behind on both near-term savings and retirement savings. If you've been slacking on the savings front, or have been making an earnest effort to save but find that you're still falling short, you're not alone.

No matter what you are seeking in life, establishing good spending and savings habits is the key to achieving your goals and to help better your overall financial wellness.

Saving money can be challenging. Fortunately, there are many ways to save more. The following tips don’t require much effort at all so you can build an emergency fund without even really trying.

Saving money is a big goal for all of us. So in a single-parent family, when one parent bears the responsibility of raising kids and making financial ends meet, saving for something like your own retirement might be further down the priority list compared to your other financial goals.

Any experienced parent will tell you that you’re never done “raising” your kids.

Vacations are about more than sleeping in. They give us a chance to explore new things, bond with our families, and take a much-needed break from work.

Building a healthier financial life, means striking a balance between living for today, while preparing financially for tomorrow.

Building a healthier financial life, means striking a balance between living for today, while preparing for tomorrow.

If you want to reduce the money you owe the IRS, you need to claim all of the tax deductions and credits that are available to you. Both deductions and credits can have a big effect on reducing your tax bill, but they are definitely not the same -- and one is much more valuable than the other.

Having an emergency fund can be more important than you may realize.