Spending & Budgeting

Find your balance: 5 tips to help you pay down debt

Building a healthier financial life, means striking a balance between living for today, while preparing financially for tomorrow.
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Tax credits vs. tax deductions: What's the difference and which is better?

If you want to reduce the money you owe the IRS, you need to claim all of the tax deductions and credits that are available to you. Both deductions and credits can have a big effect on reducing your tax bill, but they are definitely not the same -- and one is much more valuable than the other.
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